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CWA Pensions and Trusts

CWA members and locals can participate in one or more of the benefit trusts offered through CWA. Click on the link below to read more about each plan or trust.

CWA/ITU Negotiated Pension Plan (NPP)

The CWA/ITU Negotiated Pension Plan (NPP) is a multi-employer, defined benefit pension plan that is available to any CWA bargaining unit. It is funded by employer contributions negotiated in the contract. The Plan was started in 1968 and has paid over $1 billion in benefits. For more information about NPP, click here.

Contact Information:

CWA/ITU Negotiated Pension Plan
27 Roland Avenue
Mount Laurel, NJ 08054

IUE-CWA Pension Fund

The IUE-CWA Pension Fund site provides plan information for participants and their beneficiaries about the IUE-CWA Pension Fund and 401(k) Plan. The IUE-CWA Pension Fund and 401(k) Plan are union sponsored multi-employer retirement plans provided for the members of IUE-CWA and other unions members affiliated with the Communications Workers of America, AFL-CIO.

Contact Information:

IUE-CWA AFL-CIO Pension Fund
3 Gateway Center
401 Liberty Avenue, Suite 1200
Pittsburgh, PA 15222-1024
Toll Free 800-521-5822

CWA Savings and Retirement Trust

The CWA Savings and Retirement Trust is a Taft-Hartley, multi-employer savings plan available to collectively bargained employers as well as to Local officers and employees. Depending upon the bargaining agreement, the plan allows participants to save money on a pre-tax or post-tax basis and invest it among a broad array of mutual funds. The plan features 20 different no-load mutual funds and 6 pre-allocated lifestyle portfolios. The plan features 24-hour telephone access as well as a fully functioning Internet Web site, that offers account management as well as educational tools. You can find out more about the CWA Savings and Retirement Trust by visiting or by calling the Trust offices at 202-434-1389.

CWA National Education & Training Trust

This Trust coordinates our apprenticeship and employment center referral projects. Certification and training update programs will also be provided through the Trust. We recently opened our first center in Fremont, California; and we expect to open the Cleveland, Ohio center this fall. Other CWA training sites will be considered based on the interest of employers and local representatives, provided methods can be put in place to fund our efforts. We currently have approximately 150 apprentices working for US West, and about 40 working through a multi-employer arrangement in Northern California.

AFL-CIO Housing Investment Trust: Hit Home

The AFL-CIO Housing Investment Trust (the Trust), is an investment company for Taft-Hartley and public pension plans. It manages assets of over $3.6 billion. The Trust finances the development of multi- and single-family residential real estate projects around the country, principally through the purchase of mortgage-backed securities. It has financed the construction of more than 70,000 housing units and provided over $4 billion of financing for housing projects nationwide.

The Trust sees its close relationship with cities as key to achieving important labor investment goals, which include identifying prudent investment opportunities and making investments that fund affordable housing developments, foster community development, and create union jobs. The Trust works closely with mayors, local and state housing finance agencies, city housing authorities and public and private development organizations to address critical urban housing and community development needs.